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All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 239-877-4340.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"I would recommend him to everyone!" "I have dealt with MANY Realtors in the past and Patrick was BY FAR the best!" Daniel S. Goldman, Chicago, Illinois Read Quote > View All Quotes >
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Compare three mortgages
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Patrick Dearborn LLC is one of The Top Selling Real Estate Experts Find Out More > |
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Get Free Naples, North Naples, Olde Naples and Naples Waterfront School Reports From a Local Expert, Quickly by Email Naples remains at the top of the list for educational opportunities providing nothing less than A-rated school districts for its children. New high schools, middle, and elementary schools have been built to accommodate the influx of families to Naples. Schools follow The Florida A-Plus Program of accountability, which successfully motivates struggling schools to improve their academic standards. Public education is not the only choice for families. Naples offers private schools, as well as alternative education. Higher education needs are met through one of three universities, a community college and a technology institute. If new families need childcare, Naples offers only the best! What ages are your children? I'll tell you what your choices are for schools in Naples, North Naples, Olde Naples and Naples Waterfront. It's my job to help! There's no obligation, and I promise to get back to you quickly... 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
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| A |
Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star. |
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