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Closing or Settlement >Closing Costs

If you are in the process of buying a home, you have probably figured out how much you will need for the down payment, but don't forget about the closing costs associated with the purchase of any property. These additional costs can add up to a significant amount.

Closing costs will vary, depending upon the costs of financing your home loan and the time of the month that you close. Your real estate agent will be able to give you an estimate of all these costs, including the points on your loan, private mortgage insurance (if required), the title search, title insurance, attorneys' fees, and any transfer taxes or recording fees changed by local government agencies. There may also be property taxes, homeowners' association fees and insurance that must be prepaid.

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Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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John R Wood

Marbella Lakes

Saturnia Lakes

Patrick Dearborn LLC, REALTOR�, real estate agent and broker for Naples, North Naples, Olde Naples and Naples Waterfront Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Patrick Dearborn LLC (Realtor)
John R Wood Realtors
2600 Immokalee Rd.
Naples, FL 34110
Cell: 239-877-4340
Direct: 239-298-5306
Office: 239-298-5352
Fax: 239-598-0069
pdearborn@johnrwood.com
CATCH THE BUZZ WITH PATRICK DEARBORN

While other agents stand by, Patrick Dearborn LLC is busy matching people to places, investors to "deals" and families to fantastic homes here in Naples, Florida . . . with a success rate that defies the norm! Sure it takes courage to act while others wait for a sign, but waiting could mean you miss the chance to buy unbelievable deals! That is why you need to contact Patrick Dearborn LLC today. He will give you the knowledge, expert advice and COURAGE to move forward wisely in today's market here in beautiful Naples, Florida.

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